Berlin is the best german city to buy a property or an apartment

Property mortgage in Germany


You are interested in a mortgage in Germany to finance your property purchase in Berlin?

Our agency offers you the possibility to finance your property with a mortgage in Germany.

We take care of the processing of your mortgage application from A to Z and we advise you on the best financing options.

Mortgages in Berlin usually offer flexibility to the borrower in choosing the repayment rate rhythm and does not require the payment of insurance costs.

Property mortgage for residents in Germany


If you are a resident in Germany, you could benefit from optimal banking conditions because banks always favor borrowers who receive a steady income in Germany.
The structure of a mortgage in Germany is generally as follows:

• 5, 10, 15 or 20 year fixed or variableinterest rate.
• Interest rate from 1.4% to 2.5% depending on the property and the borrower application.
• Repayment of capital by 2% per year minimum (usually a capital repayment option up to 5% per year is granted).


The amount of financing can be up to 100% of the purchase price and depends on the nature of the activity (salaried or self-employed), the type of property, your income in Germany and your equity.

Property mortgage in Germany for non-residents

Foreign buyers and non-residents has also access to mortgage financing and could benefit from attractive financing terms. Note that unlike most European countries, it is possible to get a mortgage for a property purchase in Germany as a non-resident. Banks usually offer the following structure:

• 5, 10, 15 or 20 year fixed or variable interest rate
• Interest rate from 2.5% to 3.5% depending on the property and the borrower application.
• Repayment of capital by 2% per year minimum (usually a capital repayment option, up to 10% per year is granted with no additional charge).


The mortgage financing portion (LTV)  for non-resident  varies from 35 to 70% of the purchase price of the apartment in Berlin. It depends on own funds share, the type of property, and the income.

The credit application process takes approximately 3-4 weeks during which we offer you a full support especially on the administrative side.

Also, our real estate agency works with a network of real estate brokers in Germany, by means of which we are able to select for our clients the best offers available on the market.

We also manage a bank account opening in Berlin in order to facilitate the collection of monthly rentals and mortgage repayment.


In order to have an estimate of your borrowing capacity and for any information regarding the mortgage application process, we invite you to: 

  • Send us a request e-mail on the address This email address is being protected from spambots. You need JavaScript enabled to view it.
  • Contact us by phone au 0049 30 41 71 71 74.
  • Fill in the mortage information request in few clicks.



Mortgage information request




+49 (0)30 41717274


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